Understanding Social Security Disability

Social security disability is a program developed by the Social Security Administration, (SSA), a federal agency that was developed in 1934. However, the disability program itself was not established until 1954. This government program aims to provide monthly payments to those who become disabled and are no longer able to work.

Who is Eligible?

As previously mentioned, those who have become disabled and are unable to work due to said disability are eligible. It is still important to keep in mind that certain stipulations must be met. Social security disability is awarded to those that meet minimum requirements with some exceptions for dependents. These requirements include but are not limited to the inability to work as a result of a disability that will result in death or one calendar year or longer. Disability payments are impacted by what is commonly referred to as work credits. These credits are awarded based on the length of time that the individual has been employed.

How to Apply?

There are a few ways to apply for disability benefits. Those who wish to apply may do so online, over-the-phone or by visiting their local SSA office. The applicant will need to supply information which will be used to help determine and establish identity, disability, and Social Security eligibility. This will include the social security number, address and contact details. Applicants will also provide information regarding their physician and diagnosis, household composition, work history, and income sources.

Additional Information

These are just some of the basic criteria and requirements for the eligibility and application process of social security disability. Eligibility is determined on a case-by-case basis and assistance is available to those who may not understand or need help with the process. The SSA has a list of documents that will be required to consider your claim. More information on the program, eligibility and application process can be found by directly visiting the official SSA website at https://www.ssa.gov/benefits/disability/.